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Atlantic Home Loans is proud to announce it's " Closing Cost Guarantee ". While most mortgage lenders will send you  a "Good Faith Estimate" after loan application, Atlantic Home Loans will guarantee your closing costs, telling you how much money (if any) that you will have to bring to closing.  By simply giving your loan officer your purchase price and loan amount, he or she will be able to tell you exactly the mortgage closing costs associated with a loan closing through Atlantic Home Loans!  In addition, we will be able to tell you the monies that will be needed to be escrowed for taxes and homeowner's insurance.  Sound confusing?  Contact your Atlantic Home Loans mortgage consultant today for a detailed explanation on how you can not only get a great rate on your loan, but also determine exactly what will be your closing costs!  Stop getting estimates, get real!

Atlantic Home Loans guarantees we will close your loan on or before your desired closing date or you’ll receive a $250 credit at closing! Just submit your completed application and all requested documentation as outlined below.

When you apply with Atlantic Home Loans, you’ll receive your application package via overnight service.

All you have to do is:

  • Review and sign your application (where indicated).
  • Attach all requested documentation as specified in the application package.
  • Return your completed application and all requested documentation to Atlantic Home Loans in the prepaid, overnight envelope provided.
  • Speak to your Loan Specialist about scheduling your closing date—which can be as early as 10 days from the receipt of your completed application.

The Atlantic Home Loans Service Guarantee begins at the time we receive your Completed Application and All Requested Documentation . However, Atlantic Home Loans cannot be responsible for any third party delays out of our control which may impact our Service Guarantee.

Call Atlantic Home Loans at 1-877-833-7272.
Monday - Friday 9a.m.-5p.m. ET.

To be eligible for the $250 credit, Atlantic Home Loans must have failed to meet your closing date; your closing date must have expired and been more than 10 days from your completed application date; receipt and review of the requested documentation must support and not adversely affect the information disclosed at the time of application; and your loan has closed with Atlantic Home Loans. VA loans and withdrawn/rejected applications are not eligible. Other conditions and restrictions may apply. Third party services that may cause delays include, but are not limited to, appraisal, title insurance, subordination agreement, condominium/PUD project approval and hazard insurance.

Atlantic Home Loans originates loans in New Jersey only.  We will post additional states when available.